What Are the Fees and Benefits of Prepaid Legal Services?

LegalShield's personal plan provides access to a variety of legal services, with fees that can vary depending on the type of service. Clients are essentially paying in advance for a legal service that they may need and benefit from in the future. These rates usually cover basic services such as legal advice, reviewing legal documents, consulting by phone, writing simple legal documents, writing letters on behalf of the plan member, and more. Comprehensive legal plans can cover complex legal issues that require representation in court or complex real estate matters.

As prepaid legal services have become more popular, so have the criticisms against them. Common objections include the idea that you are paying for something you may never use and that you cannot choose the lawyer with whom you will work. To address these concerns, we will provide answers to some of the most common criticisms. General material benefits are provided at no cost to the covered member. To schedule an appointment with a panel lawyer to review a legal document, contact the Office of the Legal Services Fund.

Additionally, investing in an emergency fund is much better than paying for prepaid legal services that you may never use. Many pre-planned legal service providers offer discounts on legal representation for services that aren't covered by the plan. In most cases, legal services will be provided to you by the law firm of the Legal Services Fund Oversight Panel or the law firm of the Fund's Criminal Defense Panel (see “Member” vs. “See specific details on terms, coverage, prices, conditions and exclusions in the Personal Legal Plans or Small Business Legal Plans sections of this website). Your team of lawyers will be led by a legal director who will hold regular meetings with their owners and key management teams to review and prioritize legal projects. I have used the services of InPrime Legal for many years and I have no doubt that they offer more value at a fairer price than ever with a previous law firm.

A personal LegalShield plan allows you and your family to access legal advice and support on an unlimited number of legal matters, for a fraction of the traditional hourly rates of law firms. Every prepaid legal service must have a detailed policy that explains which services are covered and which are not. Additionally, some prepaid providers allow you to obtain an additional card for someone else you designate as an “authorized user” of your prepaid card account. When considering prepaid legal services, it is important to understand all associated fees and benefits. It is also important to understand what is covered by your plan and what is not. Knowing this information can help you make an informed decision about whether or not prepaid legal services are right for you.

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