Is Prepaid Legal Services Worth It?

The Primerica Legal Protection Program (PLPP) can help protect you against potentially devastating legal problems. PLPP lets you know that a qualified vendor law firm is on your side.

PrePaid Legal

has its “legal services plan”, which provides very few legal services. If you have a criminal case, the plan is not useful.

They tell you that you have 60 to 300 hours of “free legal services”, but this can cause confusion within the legal industry, as the wide variety of offerings that make up group legal services tend to be grouped as prepaid services. It is important to read the specific details on terms, coverage, prices, conditions and exclusions in the Personal Legal Plans or Small Business Legal Plans sections of this website.

What Does Prepaid Legal Services Include?

When it comes to prepaid legal services, it's important to understand what they include. Generally speaking, these plans provide access to qualified lawyers who can provide advice on an unlimited number of personal legal issues.

On average, these lawyers have 22 years of experience in the field. However, it's important to note that investing in an emergency fund is often a better option than paying for prepaid legal services that you may never use.

Is Prepaid Legal Worth It?

Many people compare prepaid legal services to health insurance with the idea that you are paying for something that will be available if you ever need it. However, it's important to note that there have been cases where people who had prepaid legal services were still unable to get the help they needed.

This shows that prepaid legal services may not always be worth it. Ultimately, it's important to weigh the pros and cons of prepaid legal services before making a decision.